South San Francisco – September 16, 2026 -- California law requires insurers to acknowledge a claim within 15 days and reach a coverage decision within 40 days of receiving proof of loss, giving policyholders a concrete timeline to judge whether their insurer is acting in good faith. A HelloNation article, featuring insights from Bad Faith Attorney Expert Demián I. Oksenendler of South San Francisco, breaks down the legal standards insurers must follow once a claim is filed.